Cooperative banks have shown a great resistance to the 2008 financial crisis and the various financial scandals. Often they seem to be cautious banks, opaque and little invested in high financial return activities. They appear as refuges in times of crisis. Yet the regulation seeks to standardize banking imposing major constraints on control banking activity (Dermine 2015, Goddard 2007, Hughes et al. 2003, Yutao, et al. 2015). The model of traditional commercial banks is retained as THE Bank Model. Indeed it allows an easier, more understandable and more standard evaluation. Yet numerous studies whose paper Tencati and Zsolnai (2009) points out that"...we underline that other, more inclusive and elarged, models of corporate governance are possible, and thanks to the contribution by the economist Robert Franck we point out the socially responsible firms can succeed in competitive environments just because of their true and genuine commitment to more sustainable and involving business practices”.

Prof. Aude Deville, Prof. Eric Lamarque